Terms and Conditions
Using This Website
This website belongs to Life Insurance Sacramento, serving clients in Sacramento, CA and the surrounding area. By using it, you agree to these terms. If you do not agree, please stop using the site.
The site explains the kinds of life insurance we talk with people about and gives you a phone number to reach us. That is all it does.
General Information Only
What you read here is general. It is not legal, tax or financial advice, and it is not a recommendation for your situation. Term life, whole life and the other options on this site work differently for different people.
The right policy depends on your age, health, budget and who you want to protect. We sort that out by talking with you, not through a web page.
Quotes and Coverage
Nothing on this website is an offer of insurance or a promise of coverage. Policies are issued by insurance companies, and each company sets its own rules for approval, pricing and terms.
A quote you get by phone is an estimate based on what you tell us. The final price and terms come from the insurer after it reviews your application. Coverage starts only when the insurer says it does.
Talking With Us by Phone
The phone is the only way to reach us through this site. When you call, share only what you are comfortable sharing. Please give accurate answers, since wrong details can change a quote or cause problems with a policy later. Our Privacy Policy explains how we treat what you tell us.
Site Content
The words and layout on this site belong to Life Insurance Sacramento. You may read them and share a page with someone for personal use. Please do not copy the content for another website or for commercial use without asking us first.
Limits on Our Responsibility
We work to keep the information here correct and current, but insurance rules and products change. We cannot promise every detail is accurate or complete at all times, and the site may sometimes be unavailable.
We are not responsible for losses that come from relying on the website alone. Before you make a decision about coverage, talk it through with us or another qualified professional.
Changes to These Terms
We may update these terms from time to time. The version posted here is the one that applies. These terms are governed by the laws of the State of California. Questions about any of it are welcome, and we will go over them with you on a call to (916) 347-3948.